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PLG Separator Pay Later Group

We're a financial technology company that develops innovative online credit products to empower consumers to buy the items they love and pay for them over time.

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Our Products

Our innovative alternative credit produts are designed specifically to suit underserved market segments utilising market leading technology and sophisticated decisioning techniques.

We use advanced credit analytics and non standard data in order to make accurate and fully automated lending decisions.

Fly Now Pay Later is the travel industry's first point of sale payments solution that allows consumers to instantly spread the cost of their trip over a flexible duration.

Fly Now Pay Later also helps travel agents, airlines and tour operators to increase sales, average order value and conversion in a simple to integrate checkout solution.

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Industry Leading Analytics

As one of the first to develop a risk-based pricing model utilizing technology and risk analytics focused on the non-standard market segments, Pay Later Group is leading the next generation of alternative online credit.

Responsible Lending

Pay Later Group are committed to lending responsibly. This philosophy lies at the heart of our focus to build sustainable businesses, that each share a common approach on ensuring we deliver positive customer outcomes.

To fulfil our ambition of becoming a leader in each of our chosen market sectors, we aim to deliver the highest levels of customer satisfaction. To ensure we achieve this, we make it our priority to understand our customers needs, their financial and personal circumstances including income and expenditure and whether or not they are vulnerable and that all our communication is transparent and clear.